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Welfare reform on the Web (September 2006): Pensions - UK

“I’d rather keep running to the end and then jump off the cliff”. Retirement decisions: who decides?

S. Vickerstaff

Journal of Social Policy, vol.35, 2006, p.455-472

The UK government has a strategy to encourage people to work for longer and save harder for retirement. However this research, undertaken in three case study organisations, shows that there is considerable management discretion over the timing of individual retirements, and employing organisations can encourage or deny the continuation of work or retirement. Hence, government needs to recognise that the majority of individuals may have relatively little personal control over their departure from work, and that exhorting them to work longer may miss the real target for policy change.

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