Credit where its due: ending the £3.5 billion Pension Credit scandal

Document type
Moffett, Gill; Seaman, Emma; Jetha, Natasha
Independent Age
Date of publication
26 June 2019
Older Adults, Poverty Alleviation Welfare Benefits and Financial Inclusion, Mental health services
Social welfare
Material type

Download (680KB )

One of the most important safety nets for the poorest older people in society, Pension Credit, is failing. The most recent Government figures show that up to 1.3 million households entitled to this benefit are not receiving it, with a value of up to £3.5 billion.

Pension Credit makes a major difference to the lives of older people, enabling them to afford the very basics and to live with more independence and dignity. This report sets out new analysis that estimates how the shortfall is affecting people across England, Scotland and Wales. There is also an annex providing information by constituency.

The report calls for improving take-up to 75% by the end of 2020, 95% by 2022 and 100% by 2025.

More from Social welfare collection

Related to Older Adults

Changes to the State Pension Age

This briefing explores differences in life expectancy in the UK and the implications of changes to the State Pension Age

PPI response to the Inquiry into pension freedoms

This discussion paper explores evidence on DC pension savers’ use of pension guidance

The current state pension scheme

The State Pension is changing on 6 April 2016, but people will continue to receive the State Pension under the existing scheme if:They already get the State Pension.They reach State

Intergenerational comparison of pension outcomes

This report models the pension outcomes across different generations

More items related to this subject