The end of entitlement

Document type
Cawston, Thomas; Haldenby, Andrew; Nolan, Patrick
Date of publication
1 October 2009
Social Policy, Poverty Alleviation Welfare Benefits and Financial Inclusion
Social welfare
Material type

Download (235KB )

The most generous benefits the middle classes are entitled to include the Child Benefit, Child and Working Tax Credits, Retirement Pension and Winter Fuel Allowance and Statutory Maternity Pay. This Reform report proposes that middle class welfare must be cut back to help restore the public finances and put welfare on a more sustainable footing.

Key recommendations include:

  • Abolish middle class welfare and benefit gimmicks, with immediate cuts that would save £14 billion. Further savings, including from migrating individuals from the state pension onto personal protection accounts, should be made as part of a medium term plan to restore the public finances.
  • Hand benefit rules and operation to social enterprises and companies, funded through employee national insurance contributions.
  • Develop flexible Personal Protection Accounts, building on the success of ISAs and the introduction of auto enrolment and personal accounts for retirement savings in 2015.
  • Where possible, replace social security benefits with private provision, with private insurance being a potentially useful but largely underutilised tool, particularly for disability but also in other areas.

Related to Social Policy

Twenty twenty: the year Black Britons fought Covid-19 and health inequalities

Latest bulletin from Thomas L Blair focusing on some of the key issues effecting Black communities in Britain

The winter (economy plan) is coming

Briefing on the Job Support Scheme

Low Pay Britain 2020

Report on the impact of the coronavirus on minimum wage policy

Macroeconomic Policy Outlook Q3 2020

Briefing on the outlook for the labour market during the coronavirus

More items related to this subject

Related to Reform

Inclusive by default

Report on creating inclusive digital public services

Advanced technology to support research innovation and economic growth in the UK

Policy briefing on opportunities in advancing technology

More items related to this publisher