This analysis shows that since 1999, every prime minister has failed to protect older people from the fear of having to sell their home to pay for care. Our current system means that the amount you pay for care depends on your assets. People are expected to pay vast sums of money, without any protection until their savings have fallen to £23,250. It was almost 20 years ago that the Government failed to implement the Royal Commission’s proposal to make personal care free at the point of use. What has followed has been decades of increased demand for social care services, increasing levels of unmet need and many more vulnerable older people facing extremely high costs.