Lifetime ISAs: pension complement or rival?

Document type
Briefing
Corporate author(s)
Pensions Policy Institute
Publisher
Pensions Policy Institute
Date of publication
5 May 2016
Subject(s)
Poverty Alleviation Welfare Benefits and Financial Inclusion
Collection
Social welfare
Material type
Reports

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This Briefing Note details the structure of a Lifetime ISA (LISA), and compares this with savings alternatives for house buying and retirement. The LISA is then considered from the viewpoint of the individual saver and potential savings outcomes are modelled under various circumstances. The role of third parties such as employers and trustees are considered before identifying some out-standing questions and conclusions drawn from the introduction of LISAs.

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