Pension charging structures and beyond: an outcomes focused analysis

Document type
Baker, Mark
Pensions Policy Institute
Date of publication
11 September 2019
Older Adults, Poverty Alleviation Welfare Benefits and Financial Inclusion
Social welfare
Material type

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The success of automatic enrolment has seen significant expansion in the numbers of people saving into workplace pensions, and the introduction of the charge cap on default schemes has focused attention on charges, transparency and value for money. This report examines the extent to which charging structures affect savers’ retirement outcomes and what more could be done to aid people have a retirement outcome that meets their needs.

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