The role of finance in inclusive growth

The role of finance in inclusive growth
Document type
Report
Author(s)
Papworth, Tom
Publisher
CentreForum
Date of publication
1 January 2015
Subject(s)
Trends: economic, social and technology trends affecting business
Collection
Business and management
Material type
Reports

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The 21st century has so far delivered seven years of plenty followed by seven years of famine. The first seven years were a period of easy credit and rapid but unsustainable growth. Since 2007 we have witnessed a tightening of personal and (especially) business credit and sluggish growth. Meanwhile the financial services sector remains shaken by the global financial crisis and has yet to complete the widely-demanded process of structural reform.

How the financial services sector can ensure that individuals and businesses are able to access the capital they need in a manner that fosters growth without risking another crisis is a broad topic. How the sector can promote increases in employment, productivity and wages, so that everybody in society benefits, could fill several reports. This paper, published by CentreForum for the APPG on Inclusive Growth, concentrates on what can be done to help small and medium-sized enterprises (SMEs) access growth capital and so create jobs and wealth.

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