Pay fell relatively uniform across the earnings distribution following the 2008/09 financial crisis, but hit men and the young hardest. With inflation falling, there are clear signs of improvement in average pay, but a significant number continue to face pay cuts and it will take a number of years to restore pre-crisis earnings levels. Strong employment growth, tax cuts and cuts to working-age benefits have produced varying experiences in relation to household incomes. Incomes fell across the distribution after 2007, but the top experienced the biggest reductions. More recently, the middle has seen some recovery while incomes at the bottom and top have continued to fall.