Will the cap fit: what the government should consider before introducing a cap on social care costs

Document type
Barnfield, Jerry; Christie, Amelia; Deegan, Rebecca
Independent Age
Date of publication
3 November 2017
Social Work, Social Care and Social Services, Older Adults, Poverty Alleviation Welfare Benefits and Financial Inclusion
Social welfare
Material type

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This report presents new insights on the impact that changing the means-test in England’s publicly-funded system of social care could have on pensioner households.

The analysis focuses specifically on:

  • A £35,000 cap, based on the Dilnot Report.
  • A £72,000 cap, contained in the Care Act.
  • An all-inclusive £100,000 cap that includes the local authority rate, daily living costs and ‘excess’ top-up fees based on average care costs.

The government has said it plans to make the adult social care system sustainable and that it wants to place care and support services on a firmer financial footing. It has also set out plans to introduce a lifetime limit on individuals’ care costs.

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